A high credit score can lead to lower interest rates, saving you money on loans and credit cards.
Potential employers might review your credit as part of their hiring process.
Utility Services
Cell Phone Plan
Utility companies may check your credit and require a security deposit if your credit is low.
Retailers may use your credit score to determine instalment payment options and down payment amounts.
Auto Insurance
Renting a Home
Insurers use a credit-based insurance score to set your premium rates.
Landlords often check credit scores when evaluating rental applications.
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