Empower your financial Future.

Credit Empowerment Program

Are you ready to take control of your credit and build a stronger financial future?

Our Credit Empowerment Program is here to help you at every step of your journey.

Personalized one-on-one guidance from certified Member Advocates.

Committed to education and empowerment rather than profit.

Community-centric approach with long-term relationship building.

Program Highlights

Credit Refresh

Credit Overhaul

Credit Start

Improve your existing credit score with personalized strategies.

Get comprehensive support for significant credit challenges including budgeting advice and debt management through GreenPath.

Perfect for those new to credit.

Learn the fundamentals and start building your credit the right way.

Why a good credit score matters:

Financial Savings

Employment Opportunities

A high credit score can lead to lower interest rates, saving you money on loans and credit cards.

Potential employers might review your credit as part of their hiring process.

Utility Services

Cell Phone Plan

Utility companies may check your credit and require a security deposit if your credit is low.

Retailers may use your credit score to determine instalment payment options and down payment amounts.

Auto Insurance

Renting a Home

Insurers use a credit-based insurance score to set your premium rates.

Landlords often check credit scores when evaluating rental applications.

Get paid to learn financial literacy

Learn and Earn with Zogo

We have a partnership with Zogo, a free interactive app where you learn about financial topics and earn rewards - like gift cards to your favorite stores.

Use our code: ISCU

Routing #: 271186931

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